Life Insurance

What type of life insurance is best for me and my family? How much life insurance do I need? Those are just two of the questions to consider when looking for life insurance. We partner with top insurance carriers to offer our clients a comprehensive list of life insurance options to suit their needs. 


Term life insurance is valid for a specified period, usually ranging from 1 to 30 years. It is typically less expensive than universal or whole life policies but the policy does not build cash value.

Ideal for:

  • People who want life insurance coverage for a specific time period.
  • People who want the most affordable type of life insurance.


Universal life insurance is permanent life insurance with flexible premiums and flexible death benefit. Different varieties of universal life tie the cash value gains to stock market performance.

Ideal for:

  • People who want permanent life insurance.
  • People who prefer a policy with flexible premiums.


Whole life insurance is permanent life insurance with fixed premiums and fixed death benefit. It features a cash value component that the policy holder can access. 

Ideal for:

  • People who prefer fixed premiums and death benefit.
  • People who want the option to borrow from the cash value of the policy.


Survivorship life insurance is a joint policy insuring two people under one policy. The death benefit is paid when both have passed away. It can be less expensive than buying two individual life insurance policies.

Ideal for:

  • People who want to preserve their legacy as a part of their estate planning.
  • People who want to provide money to their heirs for estate taxes.

Key Person

Key person life insurance ensures the continuation of a company when a crucial employee, owner, or founder unexpectedly passes away. It is a vital risk management strategy for small businesses.

Ideal for:

  • Businesses that depends on the contributions or expertise of crucial individuals.
  • Businesses that want to continue to operate after the death of a key employee.


Mortgage and credit life insurance is designed to cover the balance of a mortgage or specific debts. The death benefit is paid to the lender or creditor. 

Ideal for:

  • People who are worried about their family being burdened by a mortgage or debt.
  • People who doesn't want to take a medical exam.

Contact us 

This field is mandatory

This field is mandatory

The e-mail address is invalid

This field is mandatory

* Indicates required fields
There was an error submitting your message. Please try again.
Thank you! We will get back to you as soon as possible.

© Copyright. All rights reserved.